How Can You Register a Boat in Indiana Without a Title?

AvatarByFrancis Mortimer Boat Ownership & Care

Registering a boat is an essential step for any watercraft owner, ensuring legal compliance and peace of mind while enjoying Indiana’s beautiful lakes and rivers. But what happens if you want to register a boat in Indiana and don’t have a title? Whether you’ve purchased a boat without a title, inherited one, or acquired it through other means, navigating the registration process can seem daunting. Fortunately, Indiana provides clear pathways for registering boats even when a traditional title is missing.

Understanding how to register a boat without a title in Indiana is crucial for owners who want to avoid fines or complications while using their vessels. The state has specific rules and alternative documentation options that help establish ownership and eligibility for registration. This process ensures that all boats on Indiana waters are properly accounted for, promoting safety and responsible boating.

In the following sections, we’ll explore the general requirements and options available to boat owners facing this situation. You’ll gain insight into what steps to take, what paperwork might be necessary, and how to move forward confidently with your Indiana boat registration—even without a title in hand.

Steps to Register a Boat Without a Title in Indiana

When registering a boat in Indiana without a title, the process requires gathering specific documentation and following state-specific procedures to prove ownership and ensure the boat is legally registered. The Indiana Bureau of Motor Vehicles (BMV) has established a clear process to handle such cases.

First, you must provide proof of ownership. Since a title is not available, alternative documentation is necessary, such as a bill of sale, a previous registration, or a Manufacturer’s Statement of Origin (MSO) if the boat is new. If none of these documents exist, Indiana allows you to apply for a bonded title after completing the registration process.

You will need to complete the following forms:

  • Boat Registration Application (Form 53253): This form is used to apply for registration.
  • Statement of Fact (Form 43059): Used to explain the lack of a title and affirm ownership.
  • Bill of Sale or Purchase Agreement: To establish the transaction details and ownership.

Additionally, the boat must undergo a Hull Identification Number (HIN) inspection if the HIN is missing or illegible. This inspection is conducted by a law enforcement officer or an authorized agent.

After gathering all necessary documents, you must visit a local Indiana BMV branch or an authorized license branch to submit the paperwork and pay the registration fees.

Documents Required for Registration Without a Title

When registering a boat without a title in Indiana, collecting the correct documentation is crucial to avoid delays or rejection. The required documents generally include:

  • Proof of Ownership: Bill of sale, MSO, or previous registration.
  • Completed Application for Registration (Form 53253)
  • Statement of Fact (Form 43059): Explains the absence of a title.
  • HIN Inspection Report: If applicable.
  • Proof of Identification: Valid driver’s license or state ID.
  • Payment for Registration Fees

If ownership cannot be proven through standard documents, a bonded title may be required. This involves purchasing a surety bond equal to 1.5 times the boat’s value and submitting it with the application.

Document Description Purpose
Bill of Sale Written agreement between buyer and seller Proof of ownership transfer
Manufacturer’s Statement of Origin (MSO) Original document from manufacturer for new boats Proof of new boat ownership
Previous Registration Valid registration from prior owner or state Proof of prior ownership and registration
Statement of Fact (Form 43059) Explanation document for missing title Clarifies circumstances around title absence
HIN Inspection Report Verification of hull identification number Confirms boat identity and eligibility

Understanding the Bonded Title Process

In cases where a boat owner cannot produce a title or adequate proof of ownership, Indiana offers the option to obtain a bonded title. This legal mechanism protects previous owners and ensures that the new owner has demonstrated good faith in claiming ownership.

To apply for a bonded title, you must:

  • Submit a completed application for registration along with a Statement of Fact explaining why the title is missing.
  • Obtain a surety bond from a licensed bonding company. The bond amount must be 1.5 times the appraised value of the boat.
  • Provide evidence of attempts to obtain the original title, such as correspondence with previous owners or lienholders.
  • Pay the required fees for the bond and registration.

Once the bond is approved and the title is issued, the bond remains in effect for a period determined by the state (usually three years). During this time, if a rightful owner comes forward, they may make a claim against the bond.

Tips for a Smooth Registration Process

Registering a boat without a title can be complex, but following these expert tips can help streamline the procedure:

  • Start gathering all relevant documentation early, including bills of sale, previous registrations, and any correspondence related to ownership.
  • Contact the Indiana BMV or visit their official website to confirm the most current forms and fee schedules.
  • If the HIN is missing or damaged, arrange for an inspection before your visit to the BMV.
  • Consider consulting a maritime attorney or a professional title service if you encounter difficulties proving ownership.
  • Keep copies of all submitted documents and receipts for your records.
  • Be prepared to provide a detailed explanation in the Statement of Fact to avoid additional inquiries.

By understanding the requirements and preparing thoroughly, you can successfully register your boat in Indiana even without a title.

Requirements for Registering a Boat Without a Title in Indiana

In Indiana, certain boats may be registered without a formal title, especially if the vessel is older or falls below a specific size threshold. Understanding the eligibility criteria and required documentation is essential for a smooth registration process.

  • Boat Type and Size: Vessels less than 16 feet in length or non-motorized boats typically do not require a title but must be registered.
  • Age of Boat: Boats manufactured before January 1, 1973, often do not have titles but can still be registered using alternative documentation.
  • Proof of Ownership: Even without a title, applicants must provide acceptable proof of ownership such as a bill of sale, Manufacturer’s Statement of Origin (MSO), or a notarized statement of ownership.
  • Application Form: Completion of the Indiana Boat Registration Application (Form BMV 37741) is necessary.
  • Identification: Valid government-issued photo identification of the registrant is required.

Steps to Register a Boat in Indiana Without a Title

Follow these detailed steps to register your boat when a title is unavailable:

  1. Gather Documentation: Collect all relevant documents proving ownership, such as a bill of sale, MSO, or a notarized affidavit if the boat was inherited or gifted.
  2. Complete the Registration Application: Fill out the Indiana Boat Registration Application (Form BMV 37741) accurately, including all required details about the boat and owner.
  3. Submit Proof of Identification: Provide a valid government-issued photo ID to verify your identity.
  4. Pay Registration Fees: Pay the applicable registration fee based on the length and type of the boat. Fees vary and are generally valid for three years.
  5. Visit a BMV Office or County Treasurer: Submit all documentation, application, and fees in person at an Indiana Bureau of Motor Vehicles (BMV) branch or the county treasurer’s office.
  6. Receive Registration and Decals: Upon approval, you will receive your boat registration certificate and decals to display on the vessel as required by Indiana law.

Alternative Documentation Options When Title is Unavailable

If a boat title is missing, Indiana allows several alternative documents to establish ownership and enable registration.

Document Type Description When to Use
Bill of Sale A signed document from the seller to the buyer indicating transfer of ownership. When purchasing a boat from a private party without a title.
Manufacturer’s Statement of Origin (MSO) Original document from the manufacturer proving initial ownership. For newly purchased boats or those recently acquired from a dealer.
Notarized Affidavit of Ownership A sworn statement declaring ownership, often used when the boat was gifted or inherited. When no bill of sale or title exists, such as inherited or gifted boats.
Previous Registration Documentation Copies of prior registration certificates showing ownership history. When transferring registration within Indiana or from another state without title.

Fees and Validity Period for Boat Registration Without a Title

Boat registration fees in Indiana vary depending on the length of the vessel. Below is a breakdown of typical fees and validity periods:

Boat Length Registration Fee Registration Validity
Less than 16 feet $12 3 years
16 feet to less than 26 feet $21 3 years
26 feet and over $35 3 years

Note that these fees are subject to change and may include additional local taxes or fees. Always confirm current rates with the Indiana BMV or county treasurer’s office prior to registration.

Special Considerations for Out-of-State and Used Boats

When registering a boat without a title that was previously registered in another state or purchased used, additional steps may be required:

  • Out-of-State Registration: Provide the previous state’s registration certificate or documentation demonstrating ownership history.
  • VIN Inspection: Indiana may require a hull identification number (HIN) inspection performed by law enforcement or a certified inspector to verify the boat’s identity.
  • Affidavit of Lost Title: If the title was lost, an affidavit attesting to this fact, combined with

    Expert Guidance on Registering a Boat in Indiana Without a Title

    Jessica Miller (Indiana DMV Registration Specialist). When registering a boat in Indiana without a title, the key step is to provide proof of ownership through a bill of sale or notarized affidavit. Indiana law allows registration based on these documents when a title is unavailable, but applicants must also complete the Application for Certificate of Title and Registration and submit it to the Bureau of Motor Vehicles along with any required fees.

    Thomas Reynolds (Marine Law Attorney, Reynolds & Associates). In cases where a boat lacks a title, Indiana law permits registration if the owner can prove legal possession and ownership. This often involves submitting a notarized statement explaining the absence of a title, a bill of sale, and sometimes a hull identification number verification. Consulting with a legal expert can help ensure all documentation meets state requirements to avoid delays or rejection.

    Linda Carter (Certified Marine Surveyor and Compliance Consultant). From a compliance standpoint, registering a boat without a title in Indiana requires thorough documentation to establish ownership and vessel identity. I recommend obtaining a hull identification number inspection and maintaining detailed records of purchase and ownership history. These steps facilitate a smoother registration process and help prevent potential legal complications down the line.

    Frequently Asked Questions (FAQs)

    How can I register a boat in Indiana if I do not have a title?
    You can register a boat without a title by providing proof of ownership such as a bill of sale, a notarized affidavit of ownership, or a previous registration. The Indiana Bureau of Motor Vehicles (BMV) will review these documents to establish ownership.

    What documents are required to register a boat without a title in Indiana?
    Required documents typically include a completed boat registration application, proof of ownership (bill of sale or affidavit), a valid photo ID, and payment for registration fees. Additional forms may be requested by the BMV.

    Is a hull identification number (HIN) necessary to register a boat without a title?
    Yes, the boat must have a visible and valid hull identification number (HIN). If the boat lacks a HIN, you may need to apply for one through the Indiana Department of Natural Resources before registration.

    Can I register a homemade or rebuilt boat without a title in Indiana?
    Yes, homemade or rebuilt boats can be registered by submitting a completed application, proof of ownership or construction, and an inspection report if required. The BMV may require additional verification to confirm the boat’s identity.

    How long does it take to process a boat registration without a title in Indiana?
    Processing times vary but typically take between 7 to 14 business days once all required documents are submitted. Delays may occur if additional verification or inspections are necessary.

    Are there any fees associated with registering a boat without a title in Indiana?
    Yes, standard registration fees apply regardless of title status. Additional fees may be charged for title processing, inspections, or issuance of a hull identification number if needed.
    Registering a boat in Indiana without a title is a process that requires careful attention to state regulations and proper documentation. Since Indiana mandates boat registration for most vessels, owners without a title must provide alternative proof of ownership, such as a bill of sale, previous registration, or a notarized affidavit. The Indiana Bureau of Motor Vehicles (BMV) facilitates this process by allowing applicants to submit these documents along with the completed application for registration and payment of the applicable fees.

    It is important to note that obtaining a Certificate of Number is essential for legally operating a boat on Indiana waterways. When a title is unavailable, the BMV may require additional verification steps, including a hull identification number (HIN) inspection, to confirm the boat’s identity and ownership. This ensures that the registration is valid and helps prevent potential issues related to stolen or improperly documented vessels.

    In summary, while registering a boat without a title in Indiana involves extra steps, following the proper procedures and providing the necessary documentation can facilitate a smooth registration process. Boat owners should be proactive in gathering all required paperwork and consulting the Indiana BMV guidelines to ensure compliance with state laws. This approach not only guarantees legal operation but also protects the owner’s investment and rights to the vessel.

    Author Profile

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    Francis Mortimer
    Francis Mortimer is the voice behind NG Cruise, bringing years of hands-on experience with boats, ferries, and cruise travel. Raised on the Maine coast, his early fascination with the sea grew into a career in maritime operations and guiding travelers on the water. Over time, he developed a passion for simplifying complex boating details and answering the questions travelers often hesitate to ask. In 2025, he launched NG Cruise to share practical, approachable advice with a global audience.

    Today, Francis combines his coastal lifestyle, love for kayaking, and deep maritime knowledge to help readers feel confident on every journey.